{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/66fa597aacfe1ec5ec3e3f1f/6a7c4e857d85cbdf967603af?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Ep. 11: Lifestyle Inflation: Spending More, Keeping Less (Featuring Enro Mendoza)","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/66fa597aacfe1ec5ec3e3f1f/1786531367557-68a5b73c-e109-4789-9156-aed5e44c1c07.jpeg?height=200","description":"<p>The more you earn, the more you spend. But are you actually getting wealthier?</p><p><br></p><p>A promotion, a bigger paycheck, or a bonus can make upgrading your lifestyle feel well-deserved. But when spending grows as fast as your income, building lasting wealth becomes harder.</p><p><br></p><p>In this episode, we sit down with Enro Mendoza — VP for Strategy and Business Transformation at Rampver Financials, licensed wealth advisor, personal finance speaker, and entrepreneur — to unpack lifestyle inflation and share tips on making sure your growing income actually translates into wealth.</p><p>Enro shares practical ways to spend more intentionally, resist the pressure to keep up with others, and build habits that support long-term financial security— not just a better-looking lifestyle.</p><p><br></p><p><strong>What you'll take away:</strong></p><p>Why even high-income earners aren't immune to lifestyle inflation</p><p>How social media and comparison can influence our spending</p><p>How to make salary increases and bonuses work toward your financial goals</p><p>Why budgeting, delayed gratification, and paying yourself first matter</p><p>The four stages of wealth: survival, security, growth, and freedom</p><p>How investing can help build discipline and long-term wealth</p><p>You don't have to give up the things you enjoy. You just have to make sure today's lifestyle isn't taking away from tomorrow's goals.</p><p><br></p><p><strong>Follow Enro Mendoza:</strong></p><p>Instagram: @talktoenro</p><p>TikTok: @talktoenro</p><p>YouTube: @talktoenro</p><p><br></p><p><strong>Follow ATRAM:</strong></p><p>Website: https://atram.com.ph/</p><p>Facebook: <a href=\"http://facebook.com/atrassetmanagement\" rel=\"noopener noreferrer\" target=\"_blank\">facebook.com/atrassetmanagement</a></p><p>Instagram: @atram_ph</p><p>LinkedIn: <a href=\"http://linkedin.com/company/13325005\" rel=\"noopener noreferrer\" target=\"_blank\">linkedin.com/company/13325005</a></p><p>Subscribe to ATRAM Game Changers for more conversations on investing and personal finance: https://open.spotify.com/show/2AEQbGim3lNrS82X2lMQiC?si=72a409558198439f</p>","author_name":"ATRAMGameChangers"}