{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/668cf190d6a41d01e73b3ad6/68e3ac5727c09a446bdc4346?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"The Truth About Mortgage Brokers Every Property Investor Needs to Hear with Peter Vandervennin","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/668cf190d6a41d01e73b3ad6/1759750739658-743568f5-b5b5-4661-88db-2ae3f8710937.jpeg?height=200","description":"<p>Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! <a href=\"https://bit.ly/this-propertylife-memebership\" rel=\"noopener noreferrer\" target=\"_blank\">https://bit.ly/this-propertylife-memebership</a></p><p>——————————————————————</p><p>In this episode of <em>This Property Life</em>, host <a href=\"https://www.linkedin.com/in/sarahpropertyandbusiness/\" rel=\"noopener noreferrer\" target=\"_blank\">Sarah Blaney</a> sits down with <a href=\"https://www.linkedin.com/in/peter-vandervennin-dipfa-cemap-mifs-52112b25/?originalSubdomain=uk\" rel=\"noopener noreferrer\" target=\"_blank\">Peter Vandervennin</a>, an industry veteran with 25 years as a mortgage advisor and 43 years in financial services. With rates fluctuating, fees soaring, and lender criteria tightening, UK property investors face increasing challenges when financing or refinancing properties. </p><p><br></p><p><strong>What You'll Learn:</strong></p><ul><li>Why lender fees are currently so high and who’s really to blame.</li><li>The real reason mortgage products get pulled last-minute.</li><li>What brokers know that AI tools and comparison websites don’t.</li><li>The most common reasons mortgage applications get declined (and how to avoid them).</li><li>What lenders are <em>actually</em> looking for (beyond the paperwork).</li></ul><p><br></p><p><strong>Timestamps</strong></p><p>[00:00] - Introduction to the Episode</p><p>[02:03] - Why Lender Fees Are Sky-High</p><p>[06:45] - Why Mortgage Products Are Pulled Overnight</p><p>[09:03] - Do Lenders Dislike Certain Postcodes or Landlords?</p><p>[14:27] - Why Refinancing is So Painful Now</p><p>[18:23] - Do Lenders Really Check Affordability?</p><p>[22:20] - Why Mortgage Applications Get Declined</p><p>[28:36] - What Are Lenders <em>Really</em> Looking For?</p><p>[30:48] - Fix for 2 Years, 5 Years, or Go Variable?</p><p>[33:43] - Final Thoughts and How to Connect</p><p><br></p><p><strong>This Episode is Kindly Sponsored by:</strong></p><p>Visit <a href=\"https://thispropertylife.co.uk/\" rel=\"noopener noreferrer\" target=\"_blank\">thispropertylife.co.uk</a> for more resources, networking events, and industry insights.</p><p><br></p><p><strong>Follow Peter Vandervennin Socials:</strong></p><ul><li>LinkedIn: <a href=\"https://www.linkedin.com/in/peter-vandervennin-dipfa-cemap-mifs-52112b25/?originalSubdomain=uk\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/in/peter-vandervennin-dipfa-cemap-mifs-52112b25/</a></li><li>LinkedIn (Company): <a href=\"https://www.linkedin.com/company/the-mortgage-consultancy/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/company/the-mortgage-consultancy/</a></li><li>Website (Company): <a href=\"https://www.themortgageconsultancy.co.uk/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.themortgageconsultancy.co.uk/</a></li></ul><p><br></p><p><strong>Follow This Property Life Podcast on Socials:</strong></p><ul><li>Website:<a href=\"https://thispropertylife.co.uk/\" rel=\"noopener noreferrer\" target=\"_blank\">https://thispropertylife.co.uk/</a>&nbsp;</li><li>Apple: <a href=\"https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591\" rel=\"noopener noreferrer\" target=\"_blank\">https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591</a>&nbsp;</li><li>Spotify: <a href=\"https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ\" rel=\"noopener noreferrer\" target=\"_blank\">https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ</a>&nbsp;</li><li>LinkedIn: <a href=\"https://www.linkedin.com/company/this-property-life-podcast/about/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/company/this-property-life-podcast/about/</a>&nbsp;</li><li>YouTube: <a href=\"https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg</a>&nbsp;</li></ul>","author_name":"This Property Life"}