{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/668024d05cd64e8b86718671/6757cc852dd88df1325fd774?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Leading growth at Revolut and Wio bank - with Sammy Ennebt","description":"<p>In this conversation, Sammy Ennebt shares his experiences building in the Australian banking ecosystem before 2008, the rise of digital banking, and his journey with Revolut and WIO in the GCC. He discusses the transformation of the banking sector, the importance of understanding customer needs, and the regulatory landscape that supports innovation. Sammy also highlights the exciting opportunities in Saudi Arabia's growing economy and the importance of mentorship in the region.</p><p><br></p><p><strong>Takeaways</strong></p><p><br></p><ul><li>The Australian banking ecosystem pre-2008 was characterized by cheap credit and aggressive expansion.</li><li>Digital banking has transformed customer expectations, leading to a demand for mobile banking solutions.</li><li>Revolut's culture fosters a fearless approach to innovation and expansion.</li><li>Successful digital banks focus on operating models and customer data rather than just balance sheets.</li><li>The GCC offers significant opportunities for fintech startups, supported by substantial funding.</li><li>Regulators are key partners in ensuring safety and innovation in banking.</li><li>Saudi Arabia's young, tech-savvy population presents a ripe market for banking innovation.</li><li>Understanding local history and culture is crucial for success in new markets.</li><li>Building a strong team is essential for navigating the challenges of the fintech landscape.</li><li>Mentorship and legacy-building are important aspects of leadership in the region.</li></ul><p><br></p><p><br></p><p><strong>Chapters</strong></p><p><br></p><p>00:00 Building in the Australian Ecosystem Pre-2008</p><p>02:53 The Rise of Digital Banking and Revolut's Expansion</p><p>06:09 Transitioning to WIO: Opportunities in the GCC</p><p>09:03 Navigating the FinTech Landscape in the GCC</p><p>11:47 Regulatory Challenges and Innovations in Banking</p><p>14:58 Building in Saudi Arabia: Insights and Opportunities</p>","author_name":"Sam Marchant"}