{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6667b0530e8c9a00129a55c8/66e33cccb3f093eeccdd9d4a?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"How Important is Home Insurance with Nick Micheli","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/6667b0530e8c9a00129a55c8/1726168210133-676f9bc9-3a8e-4c05-9679-ea934de2e2c9.jpeg?height=200","description":"<p>In this episode of Local Living Tri City, I sit down with Nick Michelli from Steele Insurance to discuss the current state of home insurance in Southern California, particularly focusing on the challenges and intricacies of securing insurance amidst increasing fire risks. Nick shares his journey into insurance, the evolution of Steele Insurance, and offers valuable advice to homeowners, realtors, and lenders. They delve into the misconceptions about the California Fair Plan, the impact of recent wildfires, and the dynamics of the insurance market. Nick also provides practical tips for securing insurance quotes early in the home-buying process and highlights how the insurance landscape might evolve in the coming years. Whether you're buying a home, selling, or just looking to understand more about home insurance in fire-prone areas, this episode is packed with insights and actionable advice.</p><p><br></p><p>00:00 Introduction to Local Living Tri City</p><p>00:25 Meet Nick Michelli from Steele Insurance</p><p>01:26 Nick's Journey into Insurance</p><p>02:36 Building a Successful Team</p><p>04:27 Choosing to Stay in Murrieta</p><p>05:34 Home Renovation Experience</p><p>08:51 Challenges in the Insurance Market</p><p>16:45 Introduction to the California Fair Plan</p><p>17:10 The Evolution and Current State of the Fair Plan</p><p>17:41 Understanding Fair Plan Coverage Options</p><p>18:58 Challenges and Misconceptions</p><p>21:24 The Impact of Major Insurance Companies Leaving California</p><p>24:47 Advice for Homebuyers and Realtors</p><p>27:56 How to Get Help and Contact Information</p><p>29:40 Conclusion and Final Thoughts</p><p><br></p><p>Learn more about Liz Jones:</p><p>Website: https://www.jonesrealtysocal.com/</p><p>Linkedin: https://www.linkedin.com/in/jonesrealtysocal/</p><p>YouTube: https://www.youtube.com/@lizjonestricityrealestate</p><p>Instagram: https://www.instagram.com/jonesrealtysocal/</p><p>Facebook: https://www.facebook.com/KWLJONES/</p><p><br></p><p>00:00 Introduction to Local Living Tri City</p><p>00:25 Meet Nick Michelli from Steele Insurance</p><p>01:26 Nick's Journey into Insurance</p><p>02:36 Building a Successful Team</p><p>04:27 Choosing to Stay in Murrieta</p><p>05:34 Home Renovation Experience</p><p>08:51 Challenges in the Insurance Market</p><p>16:45 Introduction to the California Fair Plan</p><p>17:10 The Evolution and Current State of the Fair Plan</p><p>17:41 Understanding Fair Plan Coverage Options</p><p>18:58 Challenges and Misconceptions</p><p>21:24 The Impact of Major Insurance Companies Leaving California</p><p>24:47 Advice for Homebuyers and Realtors</p><p>27:56 How to Get Help and Contact Information</p><p>29:40 Conclusion and Final Thoughts</p><p><br></p><p>#homeinsurance #steelinsurance #homeowners #california #tricity #realestatepodcast #podcast #businesspodcast #tricity #temecula #murrieta #menifee</p>","author_name":"Liz Jones"}