YOU'RE NOT BAD WITH MONEY
Investing is one of those things most people know they should be doing.
But somewhere between ISAs, index funds, inflation, pensions and \"financial advice\", many people end up doing nothing at all.
In this episode, we sit down with personal finance educator Lisa Meller to talk about why investing feels so confusing, why so many people leave money sitting in cash, and how building wealth is often much simpler than we've been led to believe.
We also explore why the UK is still so risk-averse when it comes to investing, the psychology behind financial decision-making, and why understanding money shouldn't be reserved for finance professionals.
If you've ever thought \"I know I should invest but I don't know where to start\", this episode is for you.
Connect with Lisa:
Instagram: @personal_finance_movement
00:00 Intro
01:22 Meet Lisa Meller
03:00 How Lisa Got Into Investing
06:10 Why Financial Education Is Missing
07:30 Why Most People Don't Invest
08:40 UK vs US Money Mindsets
12:00 Saving vs Investing
18:00 Understanding Risk
24:00 Stocks & Shares ISAs
31:00 Compounding Explained
39:00 Common Investing Mistakes
47:00 Building Wealth Long Term
55:00 Final Thoughts
• Why investing still feels intimidating for many people
• The surprising gap in financial education
• Why smart people often know very little about money
• The difference between saving and investing
• How inflation quietly impacts your wealth
• What a Stocks & Shares ISA actually is
• Why consistency matters more than timing the market
• The habits that help build long-term wealth
Investing for beginners, personal finance UK, financial education, stocks and shares ISA, index funds, compound growth, money mindset, wealth building, passive investing, UK investing, financial freedom, women and money, long-term investing, personal finance podcast.
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