{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65dd50a98f1a3c0016a17205/69158f0edac02c1fcf420e1a?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"214. Should you buy a home with a 5% deposit?","description":"<p>In this episode, Tash &amp; Ana break down the newly expanded 5% Deposit Scheme and what it really means for first-home buyers.They cover the pros and cons, whether the scheme has pushed up house prices or just fuelled FOMO, and whether it’s propping up the housing market rather than actually fixing affordability.</p><p><br></p><p>We also jump into some of the big questions:</p><ul><li>Are buyers using the scheme at greater risk of financial or mortgage stress?</li><li>Who actually benefits from this policy?</li><li>Is this helping more Australians into home-ownership?</li></ul><p><br></p><p>You've probably been seeing and hearing a lot about this scheme in the news and online, so let's talk about it!</p><p><br></p><p><a href=\"https://pearler.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits </a>💸</p><p><br></p><p><a href=\"https://www.instagram.com/tashinvests/\" rel=\"noopener noreferrer\" target=\"_blank\">@tashinvests</a></p><p><a href=\"https://www.instagram.com/anakresina/\" rel=\"noopener noreferrer\" target=\"_blank\">@anakresina</a></p><p><a href=\"https://www.instagram.com/getrichslowclub/\" rel=\"noopener noreferrer\" target=\"_blank\">@getrichslowclub</a></p><p><a href=\"https://www.instagram.com/pearlerhq/\" rel=\"noopener noreferrer\" target=\"_blank\">@pearlerhq</a></p><p><a href=\"https://pearler.com/getrichslowclub\" rel=\"noopener noreferrer\" target=\"_blank\">Get Rich Slow Club</a></p><p><a href=\"https://pearler.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Pearler</a></p><p><a href=\"https://www.youtube.com/@getrichslowclub\" rel=\"noopener noreferrer\" target=\"_blank\">YouTube</a></p><p><a href=\"https://www.amazon.com.au/How-Not-Work-Forever-Investing/dp/1394248865\" rel=\"noopener noreferrer\" target=\"_blank\">How To Not Work Forever</a></p><p><br></p><p><strong><em>Disclaimer</em></strong></p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p><br></p><p>Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367.&nbsp;Read the FSG available from<a href=\"https://tashinvests.com/links\" rel=\"noopener noreferrer\" target=\"_blank\"> https://tashinvests.com/links</a></p><p><br></p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from<a href=\"https://pearler.com/financial-services-guide\" rel=\"noopener noreferrer\" target=\"_blank\"> https://pearler.com/financial-services-guide</a></p><p><br></p><p>If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement &amp; Target Market Determination available from the product issuer’s website before deciding.</p>","author_name":"Ana Kresina & Natasha Etschmann"}