{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65dd50a98f1a3c0016a17205/68ca5254c5990a8a429baee3?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"198. When money stress snowballs (and how to break the cycle) ","description":"<p>Many of us are striving to retire early, but what if that’s not the dream?</p><p><br></p><p>Serina Bird, a.k.a ‘The Joyful Frugalista’,  built her identity around frugality and financial independence. Then she chose to go back to work, not because she had to, but because she wanted to.</p><p><br></p><p>In this conversation, Serina opens up about how frugality can actually expand your life, and why sometimes going “backwards” is the smartest money move you’ll ever make.</p><p><br></p><p>This isn’t your typical “save more, spend less” story. It’s about rewriting what financial freedom and personal fulfilment actually look like.</p><p><br></p><p><a href=\"https://www.instagram.com/thejoyfulfrugalista/?hl=en\" rel=\"noopener noreferrer\" target=\"_blank\">@thejoyfulfrugalista</a></p><p><a href=\"https://www.instagram.com/tashinvests/\" rel=\"noopener noreferrer\" target=\"_blank\">@tashinvests</a></p><p><a href=\"https://www.instagram.com/anakresina/\" rel=\"noopener noreferrer\" target=\"_blank\">@anakresina</a></p><p><a href=\"https://www.instagram.com/getrichslowclub/\" rel=\"noopener noreferrer\" target=\"_blank\">@getrichslowclub</a></p><p><a href=\"https://www.instagram.com/pearlerhq/\" rel=\"noopener noreferrer\" target=\"_blank\">@pearlerhq</a></p><p><a href=\"https://pearler.com/getrichslowclub\" rel=\"noopener noreferrer\" target=\"_blank\">Get Rich Slow Club</a></p><p><a href=\"https://pearler.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Pearler</a></p><p><a href=\"https://www.youtube.com/@getrichslowclub\" rel=\"noopener noreferrer\" target=\"_blank\">YouTube</a></p><p><a href=\"https://www.amazon.com.au/How-Not-Work-Forever-Investing/dp/1394248865\" rel=\"noopener noreferrer\" target=\"_blank\">How To Not Work Forever</a></p><p><br></p><p><strong><em>Disclaimer</em></strong></p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p><br></p><p>Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367.&nbsp;Read the FSG available from<a href=\"https://tashinvests.com/links\" rel=\"noopener noreferrer\" target=\"_blank\"> https://tashinvests.com/links</a></p><p><br></p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from<a href=\"https://pearler.com/financial-services-guide\" rel=\"noopener noreferrer\" target=\"_blank\"> https://pearler.com/financial-services-guide</a></p><p><br></p><p>If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement &amp; Target Market Determination available from the product issuer’s website before deciding.</p>","author_name":"Ana Kresina & Natasha Etschmann"}