In this episode, Lionel & matt unpack a series of proposed government changes impacting superannuation, housing affordability, capital gains tax and negative gearing, and explain why many Australians may not realise the real consequences until it is too late.
The boys dive deep into concerns around proposals to automatically move superannuation accounts into pension phase at age 65, highlighting how this could unintentionally hurt retirees, disabled Australians, and people strategically using accumulation accounts to protect Centrelink benefits and long term financial flexibility.
Lionel and Matt also tackle the housing affordability debate, questioning whether politicians truly understand the real world impact of their policy decisions. From taxing empty rooms, immigration pressures, downsizing incentives and negative gearing changes, to rising interest rates crushing borrowing capacity, the conversation gets honest very quickly.
The episode also includes real client examples showing how strategic financial planning can legally reduce capital gains tax, including one case study that saved a client approximately $40,000 in tax through careful use of super contributions and tax planning strategies.
This is a raw and practical conversation about policy, politics, retirement and money, without the political spin.
Lionel O'Mally
https://www.purposeplanning.com.au/
https://bunniesmonies.com.au/
Matthew McCabe
https://newcastleadvisors.com.au/
https://newcastleadvisors.com.au/downsizers-australia/
https://newcastleadvisors.com.au/claim-strong/
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