{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65cc11f58f6b18001654b39e/69e5bb590b4baf3bf215e817?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"MM 310 - BNPL: Times Like These Are Why You Don’t Want It","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/65cc11f58f6b18001654b39e/1776662434057-ab1ff019-1a8a-4cf9-bf06-4d5e00cd198d.jpeg?height=200","description":"<p>I know I’m flogging a dead horse because there are now a million users of it and over 40% of the users have multiple accounts. But anyway, I enjoy pushing sh!t up hill for the few who will listen. When you’ve already pre-spent and committed that buffer on repayments, you don’t have cash to absorb the shock so you feel it immediately. The buffer in the budget is gone! That makes you vulnerable. No one likes feeling vulnerable.</p><p><br></p><p>Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.&nbsp;</p><p><br></p><p>Find us here:</p><p>@keepthechange_nz</p><p>https://www.keepthechange.co.nz/</p><p><br></p>","author_name":"nextAdvisory"}