Tom had everything most people dream of. A top degree. A role at JP Morgan. The kind of career that looks perfect on paper. But behind the prestige, he felt something was missing.
In this conversation, Tom opens up about what it’s really like working in one of the world’s biggest investment banks... and why he walked away. From side hustles and consulting to building his own ventures, he reveals the reality of leaving security for the unknown.
Now, as a fractional CFO, Tom helps entrepreneurs understand the truth about their finances: the difference between profit and cash flow, why recurring revenue matters, and how to prepare a business for sale. His journey is one of ambition, risk, and redefining success.
This isn’t just about money. It’s about identity, growth, and the courage to bet on yourself.
00:00 Introduction: Working at JP Morgan
01:22 University and Internships
03:38 Life at JP Morgan
05:41 Deciding to Leave JP Morgan
08:46 Starting New Ventures and Side Hustles
10:07 Challenges and Realisations in Small Businesses
10:52 Providing Financial Consulting to Small Businesses
14:55 Improving Business Cash Flow and Profit Margins
30:09 Future Business Plans and Advice
30:29 The Value of Recurring Revenue
33:05 Preparing Businesses for Sale
36:28 Building a Personal Brand
42:11 The Importance of Consistency
46:14 Ambition and Personal Growth
51:36 Investing in Yourself
55:21 Conclusion and Contact Information