In this episode we sit down with Bank of Ireland Mortgage Specialist, Caroline. With over 20 years’ experience in financial services and 4 years at Boi, Caroline is the ideal expert to talk to us about the mortgage process. We will cover the most commonly ask questions, bust some myths and of course cover the things you should expect for this stage of buying your home.
Want to skip to a section? Here’s the breakdown of this episode:
00:00-Start
02:38-The First Meeting
05:05-Mortgage in principle
07:23-Is there anything you wish FTBs knew going into the process?
08:05-Types of mortgages
11:08-Self-Build mortgages
15:02-Getting mortgage ready
17:40-Transaction myths
18:21-Credit myths
21:43-Single Buyers
24:30-Self -employed
28:56-Timeline of expected expense and payments
31:00-Stamp duty
32:30-Insurance
36:13-Deposits
38:10-Overpaying your mortgage
43:00-Fear of being rejected
Bank of Ireland Mortgage bank trading as Bank of Ireland Mortgages u.c is regulated by the Central Bank of Ireland.
T&Cs apply, for more information about Bank of Ireland Mortgages visit: http://www.bankofireland.com/mortgages
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