On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future.
Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes...So Money is officially on YouTube.
In this episode:
\t•\tWhy you shouldn't feel guilty quietly job hunting before you have an offer
\t•\tThe best way to leave an employer professionally while protecting your own career
\t•\tHow couples can combine finances without sacrificing independence
\t•\tWhy \"fair\" doesn't always mean splitting expenses 50/50
\t•\tMy favorite three-account system for couples
\t•\tThe insurance policies every young professional should prioritize—and which ones can probably wait
\t•\tWhy your ability to earn an income may be your greatest financial asset
\t•\tWhen to start thinking seriously about long-term care insurance
\t•\tHow to prepare for future caregiving conversations with your parents
\t•\tWhat to do with an old, empty 401(k) account after your employer changes retirement providers
\t•\tWhy cybersecurity deserves a place in every annual financial checkup
Also in the news:
\t•\tA new prenup trend: More couples are adding \"leave the workforce\" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving.
\t•\tMoney annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I share my own biggest financial pet peeves—from managing kids' allowance to credit card surcharges and New Jersey property taxes.
\t•\tFinancial literacy gains momentum: California becomes the 26th state to require a standalone personal finance course for high school graduation, signaling a major shift in how we prepare young people for adulthood.
Resources & Mentions
\t•\tSo Money is now on YouTube
\t•\tColumbia Journalism Review's feature on The Montclair Pod
\t•\tWall Street Journal reporting on caregiving clauses in prenups
\t•\tNew York Times article: \"6 Things That Drive Us Crazy About Money in America\" by Ron Lieber and Tara Siegel Bernard
Have a question for the show?
Send your question for a future Ask Farnoosh Friday! If it's on your mind, chances are thousands of other listeners are wondering the same thing. You can email me, leave a voicemail, or connect with me on Instagram.
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This episode aired originally on July 17.
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