{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65675c71c3ca8a0012804645/69495eb9f756711739c9eb05?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"1923: Ask Farnoosh: How to Get Financially Unstuck (Debt, Work, Retirement)","description":"<p><strong>Ask Farnoosh</strong> tackles three timeless money crossroads: getting out from under high-interest credit card debt, taking a career break without losing financial footing, and deciding whether an early retirement package is a smart (and safe) next move. </p><p><br></p><p>Questions Include: </p><p><br></p><p><strong>How to manage credit card debt at 30% interest? </strong>Consolidation options, reputable nonprofit credit counseling, negotiating APR, and a realistic payoff plan </p><p><strong>Burnt out breadwinner considering a 6-month break? </strong>Exploring a “middle path” (sabbatical/reduced hours), runway math, and navigating the fear of financial dependence </p><p><strong>Take an early retirement package</strong>? Evaluating the offer, retirement readiness checks, when to consult a planner, and why buyouts can signal future layoffs </p>","author_name":"Farnoosh Torabi"}