{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65675c71c3ca8a0012804645/6920fd26c367efee9643e055?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"1908: Ask Farnoosh: HELOCs, FSAs, Early 401(k) Withdrawals & Helping Aging Parents","description":"<p>This week’s Ask Farnoosh pulls together some of the most revealing financial stories of the week, grom pandemic-era homebuyers now feeling “locked in” by their ultra-low mortgage rates, to Gen Z putting marriage, kids, and career plans on hold until they can afford a home. Farnoosh also breaks down an under-the-radar proposal from the CFPB that could weaken anti-discrimination protections in lending, a shift that could impact mortgages, auto loans, credit cards, and small-business financing.</p><p><br></p><p><strong>Then, she heads to the mailbag to answer listener questions:</strong></p><p><br></p><ul><li>Should you <strong>borrow more on a home-equity loan</strong> to protect your savings during a renovation?</li><li>How can a self-employed spouse take full advantage of a <strong>healthcare FSA</strong>?</li><li>What exactly is the IRS “contract” that lets you <strong>withdraw from retirement accounts early</strong>? (Hint: SEPP/72(t) and the Rule of 55.)</li><li>And if you’ve bought a home for your parents, <strong>are you putting your own retirement at risk</strong>?</li></ul><p><br></p>","author_name":"Farnoosh Torabi"}