{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/65675c71c3ca8a0012804645/65675c78c3ca8a0012804980?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"1428: Ask Farnoosh: Best Time to Rollover a 401(k), Establishing Credit in College and Smart Way to Pay Caregivers","description":"<p>On this week's Ask Farnoosh, a listener asks about timing her 401(k) rollover so that she avoids losses. Also, what's the best way to establish credit in college: open a credit card or get a student loan? A listener also wonders about the best ways to pay for a full-time caregiver for her baby. <strong>Farnoosh selects a reviewer of the week</strong>. To read her latest So Money <strong>Hot Mic </strong>column on student loans the racial wealth gap, <a href=\"https://www.cnet.com/personal-finance/student-debt-relief-and-the-racial-wealth-gap-we-need-to-do-more/\"><strong>click here</strong></a><strong>.</strong></p><p>For Farnoosh's weekly email offering current financial insights and advice, <a href=\"https://www.cnet.com/so-money-newsletter/\"><strong>sign up for free and receive a free gift</strong>:</a> So Money Secrets, a PDF of select interview highlights.</p>","author_name":"Farnoosh Torabi"}