{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6451ce3884f634001112fa62/69f7c7568dd960ac61b40e7f?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Wealth-destroying habits (and the first home buyer blindspots you can’t ignore)","description":"<p>Why do we make financial decisions that feel right… but cost us in the long run?</p><p><br></p><p>In this bonus episode of Live at the Nut Bar, Chief Squirrel <a href=\"https://www.squirrel.co.nz/our-team/leadership-team/david-cunningham\" rel=\"noopener noreferrer\" target=\"_blank\">David Cunningham</a> is joined by <a href=\"https://www.enable.me/financial-coaches/katie-wesney/\" rel=\"noopener noreferrer\" target=\"_blank\">Katie Wesney </a>(enable.me) and Squirrel mortgage adviser <a href=\"https://www.squirrel.co.nz/our-team/advisers/emma-wallace\" rel=\"noopener noreferrer\" target=\"_blank\">Emma Wallace</a> to unpack the behavioural habits quietly holding New Zealanders back from building wealth.</p><p><br></p><p>From “well-intentioned waiting” to first home buyer blindspots, they dive into the real cost of delaying decisions — whether it’s investing, insurance, KiwiSaver, or paying off your mortgage faster.</p><p><br></p><p>You’ll learn:</p><ul><li>Why “later” almost never comes (and what that’s costing you)</li><li>The biggest mistakes first home buyers make after getting the keys</li><li>How small changes (like higher repayments or automation) can shave years off your mortgage</li><li>Why KiwiSaver timing matters more than you think</li><li>The simple systems that help you stay on track — without giving up the fun stuff</li></ul><p><br></p><p>If you’ve ever thought “I’ll sort that later”… this one’s for you.</p><p><br></p><p>If you have any questions or things you’d like to hear us talk about, get in touch with us at <a href=\"mailto:david@squirrel.co.nz\" rel=\"noopener noreferrer\" target=\"_blank\"><u>david@squirrel.co.nz</u></a> or <a href=\"mailto:John@squirrel.co.nz\" rel=\"noopener noreferrer\" target=\"_blank\"><u>John@squirrel.co.nz</u></a>.</p><p><br></p><p>The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of <a href=\"https://www.squirrel.co.nz/\" rel=\"noopener noreferrer\" target=\"_blank\"><u>Squirrel</u></a>. As always, we recommend seeking professional investment or mortgage advice before taking any action.</p>","author_name":"Squirrel Group"}