{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/63d6635d45284700118ac9cf/6af50604808d34e7adf6773e?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"The Self Assembly Paraplanning Show for November 2026","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/63d6635d45284700118ac9cf/1794442744578-e7af3427-d473-4770-a25a-f36517d7734d.jpeg?height=200","description":"<p>Welcome to The Self-Assembly Paraplanning Show, a monthly unscripted conversation where we invite a small group of paraplanners to compare notes on what’s actually happening in their world.</p><p>Just so you know: guests appear in a personal capacity and not on behalf of the business that employs them.</p><p>This month’s host, Sam Tonks, is a technical advice specialist at Lloyds Wealth. Sam is joined by Adam McCarthy, a paraplanner trainer at Succession Wealth, and Kyle Kennedy, a paraplanner at Trinity Bridge.</p><p>Topics that Sam, Adam and Kyle cover in this Self Assembly include:</p><ul><li>the Budget</li><li>the difference smaller and larger firms when they react to significant changes – and who decides</li><li>why explaining the reasons behind a process change can help people accept it</li><li>gifting out of surplus income: where HMRC’s rules on capital and income leave room for interpretation, and where flexible reversionary trusts and business relief fit in</li><li>how to make complex planning work for clients</li><li>what paraplanners gain from joining client meetings</li><li>guess how many defined benefit schemes are still active in the UK – and why annuities are back</li><li>where to find CPD when you work for a bigger firm</li><li>AI as an ‘artificial intern’</li><li>the advice gap – including the % of UK adults who receive regulated advice</li><li>A potential Treasury commission on careers in financial services</li></ul><p>Plus Adam and Kyle share what’s in their diaries – gigs, a trip to Australia, a talk at the PFS Festival of Financial Planning – and Sam has some thoughts on when mince pies should be allowed.</p><p><br></p><h3>Useful links</h3><p style=\"\">Sam mentioned The Pension Regulator’s ‘Occupational defined benefit landscape in the UK 2025’. Download it here: <a href=\"https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/occupational-defined-benefit-landscape-in-the-uk-2025\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.thepensionsregulator.gov.uk/en/document-library/research-and-analysis/occupational-defined-benefit-landscape-in-the-uk-2025</a></p><p style=\"\"></p><p style=\"\">The PFS’s Festival of Financial Planning at the NEC in Birmingham from 18-19 November 2026: <a href=\"https://www.pfsfestival2026.org/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.pfsfestival2026.org/</a></p><p style=\"\"></p><p style=\"\">Kyle was taking part in AJ Bell’s Investival: <a href=\"https://landing.investcentre.co.uk/investival\" rel=\"noopener noreferrer\" target=\"_blank\">https://landing.investcentre.co.uk/investival</a></p><p style=\"\"></p><p style=\"\">Sam mentioned Progress Together a Government-backed initiative to ensure that progression in financial services is determined by capability, not background: <a href=\"https://progresstogether.co.uk/\" rel=\"noopener noreferrer\" target=\"_blank\">https://progresstogether.co.uk/</a></p><p style=\"\"></p><p style=\"\">Adam mentioned that 8.6% of the adult population received regulated financial advice in 2024. This stat comes from page 18 of the FCA’S Financial Lives Survey 2024: <a href=\"https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2024-key-findings.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2024-key-findings.pdf</a></p><p style=\"\"></p><p style=\"\">Kyle gave a shout out to the PFS’s Roadshows and CII’s New Generation Programme. For upcoming roadshows visit: <a href=\"https://events.thepfs.org/ \" rel=\"noopener noreferrer\" target=\"_blank\">https://events.thepfs.org/</a>. Entries to the 2026-27 New Generation Programme have closed but here&#39;s the page at the CII site: <a href=\"https://www.cii.co.uk/about-us/initiatives/engagement/new-generation-programme/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.cii.co.uk/about-us/initiatives/engagement/new-generation-programme/</a></p><p style=\"\"></p><p style=\"\">Adam also mentioned Professional Paraplanner webinars. For details of upcoming events visit: <a href=\"https://professionalparaplanner.co.uk/events/\" rel=\"noopener noreferrer\" target=\"_blank\">https://professionalparaplanner.co.uk/events/</a></p><p style=\"\"></p><p style=\"\">Adam also mentioned M&amp;G’s Adviser Zone, which we’re pretty sure is now M&amp;G’s Tech Matters site: <a href=\"https://www.mandg.com/adviser/tech-matters\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.mandg.com/adviser/tech-matters</a></p>","author_name":"Paraplanners' Assembly"}