{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62fa0e8b26f5af0012802e7b/6a336372e312351cc43a0a5c?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"624 personal insurance: DNA, dollars and the 40% premium shock!","description":"<p>In this episode Dev is joined by Matt Warren, specialist insurance adviser at Skye Wealth to unpack:</p><p><br></p><p>👉🏾 recent legislation changes to how insurers can use genetic testing data when you apply for personal insurance</p><p>👉🏿 can insurers request your full medical history from your GP?</p><p>👉🏻 how does this legislation change impact you?</p><p>👉 what is TPD aka total and permanent disability cover?</p><p>👉🏼 3 types of ways to get insurance - retail, group &amp; direct</p><p>👉🏽 the cost of getting insurance inside vs outside of super</p><p>👉🏾 the premium rise shock with super funds</p><p>👉🏾 how any vs own occupation affects your payout eligibility</p><p>👉🏿 how blue collar vs white collar ratings impact your premiums</p><p>👉🏻 Matt's personal money win</p><p>👉 who helps with getting claims paid out?</p><p><br></p><p>Interested in connecting with Matt and the Skye Wealth team? Visit <a href=\"https://www.skye.com.au\" rel=\"noopener noreferrer\" target=\"_blank\">https://skye.com.au</a></p><p><br></p><p>Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.</p><p><br></p><p>Need a mortgage broker? Check out<a href=\"https://www.spherehomeloans.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.spherehomeloans.com.au</a></p><p>Need to review your personal insurances? Head to<a href=\"https://skye.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://skye.com.au</a></p><p><br></p><p>To chat with a professional and get help about your situation, <a href=\"https://www.moneypodcast.com.au/help\" rel=\"noopener noreferrer\" target=\"_blank\">click here</a>.</p>","author_name":"Dev Raga"}