Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH
John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M
Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market.
As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.au
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