{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62fa0d8926f5af001280299c/6936420f76f89ba373d51af7?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme","description":"<p>John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW &amp; VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.</p><p><br></p><p>👉🏾 what APRA’s DTI cap actually is and who it affects</p><p>👉🏿 what's causing prices to continue going upward</p><p>👉🏻 tips for investors amidst the changes</p><p>👉 the winners and losers of NSW/VIC town-centre upzoning changes</p><p>👉🏼 2% shared-equity scheme explained + pros and cons</p><p>👉🏽 a warning about gap finance</p><p>👉🏾 use the shared equity scheme vs live or invest regionally</p><p><br></p><p>Check out where rezoning is happening in NSW here: <a href=\"https://www.planningportal.nsw.gov.au/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.planningportal.nsw.gov.au/</a></p><p><br></p><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href=\"https://www.instagram.com/rachellekroon_money/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href=\"https://www.facebook.com/groups/m3.podcast\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.facebook.com/groups/m3.podcast</a></p><p><br></p><p>We're on Youtube! Subscribe to this is property:<a href=\"https://www.youtube.com/@thisisproperty\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.youtube.com/@thisisproperty</a></p><p><br></p><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href=\"https://www.solverewealth.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> </a><a href=\"https://www.solverewealth.com.au\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.solverewealth.com.au</a></p><p>Needing a buyer's agent. Check out John's team at <a href=\"https://www.envisageproperty.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.envisageproperty.com.au/</a></p><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href=\"https://www.spherehomeloans.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.spherehomeloans.com.au/</a></p><p><br></p><p>We hate email spam so we don’t create it! <a href=\"https://email.moneypodcast.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href=\"https://www.moneypodcast.com.au/mmmshownotes\" rel=\"noopener noreferrer\" target=\"_blank\">click here</a>.</p>","author_name":"John Pidgeon & Rachelle Kroon"}