{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9eeb0d930180012b0c377/69def8c4de9b31244e513285?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"915b wwgd: 25yo doctor has $400k in ETFs but...","description":"<p>Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/</p><p><br></p><p>Connor is a 25yo junior doctor renting for $145 a week and somehow has $400,000 invested in shares. But when he asks Glen James about buying his first home, optimising his portfolio and figuring out when \"enough is enough,\" Glen's take isn't quite what he expected.</p><p><br></p><p>👉🏼 Connor's situation: 25yo junior doctor, single, training towards anesthetics</p><p>👉🏽 income, savings rate &amp; spending system</p><p>👉🏾 cash, HELP debt &amp; super (First Home Super Saver Scheme)</p><p>👉🏿 living situation &amp; housing plans</p><p>👉🏻 the $400k share portfolio: VAS, VGS &amp; Pearler</p><p>👉 specialty training, moving around &amp; the housing timing problem</p><p>👉🏼 what would Glen do?</p><p>👉🏽 the non-deductible debt problem</p><p>👉🏾 investment property vs buying to live in vs keep renting</p><p>👉🏿 the two-ETF</p><p>👉🏻 should Connor gear?</p><p><br></p><p>money money money is proudly supported by Sphere Home Loans and Skye Wealth.</p><p>Need a mortgage broker? Check out<a href=\"https://www.spherehomeloans.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.spherehomeloans.com.au</a></p><p>Need to review your personal insurances? Head to<a href=\"https://skye.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> </a><a href=\"https://skye.com.au\" rel=\"noopener noreferrer\" target=\"_blank\">https://skye.com.au</a></p><p><br></p><p>Apply to be a guest! <a href=\"https://www.moneypodcast.com.au/apply-to-come-on-the-show\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.moneypodcast.com.au/apply-to-come-on-the-show</a></p><p><br></p><p>🏡 Join our Facebook community: <a href=\"https://bit.ly/m3fbgroup\" rel=\"noopener noreferrer\" target=\"_blank\">https://bit.ly/m3fbgroup</a></p><p>Watch us on Youtube:<a href=\"https://www.youtube.com/@m3.podcast\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.youtube.com/@m3.podcast</a></p><p><br></p><p>Check out all our show resources: <a href=\"https://www.moneypodcast.com.au/mmmshownotes\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.moneypodcast.com.au/mmmshownotes</a></p><p><br></p><p>This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.</p>","author_name":"Glen James"}