{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9eeb0d930180012b0c377/69b0aaee8c9f19552ca41f53?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"910b wwgd: new house & a cashflow crisis coming + did GJ spot a red flag?","description":"<p>In this \"what would Glen do\" episode, Julie* and her fiancé recently built a home but now a major career change means their household income is about to drop. With a big mortgage, wedding costs coming up and plans to start a family, Julie wants to know: do they need to sell the home? How can they afford everything? Glen and Julie unpack:</p><p><br></p><p>👉🏼 her dilemma</p><p>👉🏽 salaries, career change &amp; income drop</p><p>👉🏾 emergency fund, savings &amp; debts</p><p>👉🏿 spending plan, insurance &amp; financial foundations</p><p>👉🏻 super balances and financial position</p><p>👉 the mortgage and house value</p><p>👉🏼 lifestyle costs and hobbies</p><p>👉🏻 career values and long term plans</p><p>👉🏽 Glen raises some potential red flags</p><p>👉🏾 and shares what he would do in their situation</p><p><br></p><p>*Name changed for privacy</p><p><br></p><p>&nbsp;📘 Sort Your Career Out &amp; Make More Money by Glen James &amp; Shelley Johnson: <a href=\"https://www.moneypodcast.com.au/resources#books\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.moneypodcast.com.au/resources#books</a></p><p><br></p><p>Want to be a guest on the show? Apply here! <a href=\"https://www.moneypodcast.com.au/apply-to-come-on-the-show\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.moneypodcast.com.au/apply-to-come-on-the-show</a></p><p><br></p><p>Watch money money money on Youtube:<a href=\"https://www.youtube.com/@m3.podcast\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.youtube.com/@m3.podcast</a></p><p><br></p><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href=\"https://www.moneypodcast.com.au/store\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.moneypodcast.com.au/store</a></p><p><br></p><p>money money money is proudly supported by Sphere Home Loans and Skye Wealth.</p><p>Need a mortgage broker? Check out<a href=\"https://www.spherehomeloans.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.spherehomeloans.com.au</a></p><p>Need to review your personal insurances? Head to<a href=\"https://skye.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://skye.com.au</a></p><p><br></p><p>We hate email spam so we don’t create it! <a href=\"https://email.moneypodcast.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><p><br></p><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href=\"https://www.moneypodcast.com.au/mmmshownotes\" rel=\"noopener noreferrer\" target=\"_blank\">click here</a>.</p><p><br></p><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p>","author_name":"Glen James"}