January is prime time for a mortgage reset so for this episode Glen is joined by Rachelle Kroon from Sphere Home Loans for a lending update and a chat about:
ππΌ why January is a good time to review your mortgage
ππ½ equity explained and how it can lower your interest rate
ππΎ fixed vs variable
ππΏ repricing vs refinancing
ππ» how parental guarantees work
π the government 5% deposit scheme risks and benefits
ππΌ increased flexibility in lending for self-employed people
ππ½ Rachβs top tips if you own a home or are planning to buy in 2026
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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
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