{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9eeb0d930180012b0c377/68214518ca72734652f1d4c6?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"820b for first home buyers: understanding lending & the home loan process (B for beginner)","description":"<p>Calling all first home buyers! Here's what you need to know about lending, mortgages, mortgage brokers, and the home buying process. In this episode, Glen chats with mortgage broker Genevieve from Sphere Home Loans about:</p><p><br></p><p>👉 how lenders are matched with you</p><p>👉🏼 how much generally you can expect to borrow based on your income</p><p>👉🏽 key terms like deposit, servicing, lenders mortgage insurance (LMI)</p><p>👉🏾 schemes and concessions to look into</p><p>👉🏿 a walk through of working with a mortgage broker</p><p>👉🏻 how a mortgage broker is paid</p><p><br></p><p>Need a mortgage broker? <a href=\"https://bit.ly/3HZBBH1\" rel=\"noopener noreferrer\" target=\"_blank\">Connect with the Sphere Home Loans team here</a></p><p><br></p><p>Thanks to Skye Wealth for supporting our Thursday show!<a href=\"https://bit.ly/skyem3\" rel=\"noopener noreferrer\" target=\"_blank\"> Connect with the team here</a></p><p><br></p><p>We hate email spam so we don’t create it! <a href=\"https://email.moneypodcast.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><p><br></p><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href=\"https://www.moneypodcast.com.au/mmmshownotes\" rel=\"noopener noreferrer\" target=\"_blank\">click here</a>.</p><p><br></p><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><p><br></p><p>SYMO Interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p>","author_name":"Glen James"}