{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9eeb0d930180012b0c377/65b0c1846150db0016ad55c7?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"704b life & income insurance Q&A (policies, loadings, exclusions + more)","description":"<p>Life insurance is one the pillars of having a sound financial house so joining Glen on today's episode is adviser Phil Thompson from <a href=\"https://bit.ly/skyem3\" rel=\"noopener noreferrer\" target=\"_blank\">Skye Wealth</a> to answer all your questions. Glen and Phil discuss:</p><p><br></p><p>👉🏾 are insurance companies allowed to discriminate?</p><p>👉🏿 what’s the current landscape for mental health exclusions&nbsp;</p><p>👉🏻 3 major life triggers for getting life insurance&nbsp;</p><p>👉 explaining the different types of life insurance</p><p>👉🏼 what to expect when organising your insurance through an adviser</p><p>👉🏽 my insurance is too expensive, how can I reduce it?</p><p>👉🏿 at what stage would you NOT need life insurance?</p><p>👉🏻 getting insurance direct vs through an adviser</p><p>👉 how much cover do you need?</p><p>👉🏼 stepped vs level premiums</p><p>👉🏽 what do you if you’re medically uninsurable&nbsp;</p><p><br></p><p>Grab John’s new book, <a href=\"https://www.sortyourpropertyout.com\" rel=\"noopener noreferrer\" target=\"_blank\">Sort Your Property Out &amp; Build Your Future</a></p><p><br></p><p>Book club 📚 This month we're reading, The Psychology of Money by Morgan Housel. Find it on:</p><p><br></p><p>Booktopia: <a href=\"https://booktopia.kh4ffx.net/YgP7ZJ\" rel=\"noopener noreferrer\" target=\"_blank\">https://booktopia.kh4ffx.net/YgP7ZJ</a></p><p>Amazon: <a href=\"https://amzn.to/46tTAzq\" rel=\"noopener noreferrer\" target=\"_blank\">https://amzn.to/46tTAzq</a></p><p><br></p><p>Thanks to Skye Wealth for supporting our Thursday show!<a href=\"https://bit.ly/skyem3\" rel=\"noopener noreferrer\" target=\"_blank\"> Connect with the team here</a></p><p><br></p><p>We hate email spam so we don’t create it! <a href=\"https://thisismoney.ck.page/f770b364e1\" rel=\"noopener noreferrer\" target=\"_blank\">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><p><br></p><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href=\"https://www.mymillennial.money/shownotes\" rel=\"noopener noreferrer\" target=\"_blank\">click here</a>.</p><p><br></p><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><p><br></p><p>SYMO interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p>","author_name":"Glen James"}