{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9d054cf136d001219df4f/6a5dcd4a7a878a33803e5252?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"430 Mortgage Q&A: getting a loan after age 50, refinancing, helping your kids buy + more","description":"<p>In this episode Genevieve Lyons and Joe Carroll from Sphere Home Loans join Glen to answer your questions about:</p><p><br></p><p>👉 is it harder to refinance a smaller loan?</p><p>👉🏼 how to help my daughter who is a single mum to buy a home</p><p>👉🏽 banks won't lend to me because I'm retired</p><p>👉🏾 getting loans after ago 50</p><p>👉🏿 getting a loan for a downsizer instead of using bridging</p><p>👉🏻 helping children in their 20s to buy their first home</p><p>👉 what is a parental guarantee and how does it work?</p><p>👉🏼 how often should I review my mortgage rate?</p><p>👉🏽 structuring my IP loan</p><p>👉🏾 low doc loans</p><p>👉🏿 Joe &amp; Genevieve discuss the current lending landscape</p><p><br></p><p>The Quick-Start Guide to Your First Property by Glen James &amp; Rachelle Kroon is available now:<a href=\"https://amzn.to/4svhyoH\" rel=\"noopener noreferrer\" target=\"_blank\"> https://amzn.to/4svhyoH</a>&nbsp;</p><p><br></p><p>Need a mortgage broker? Check out <a href=\"https://www.spherehomeloans.com.au\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.spherehomeloans.com.au</a></p><p><br></p><p>Subscribe to Retire Right on Youtube:<a href=\"https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&amp;si=zIMg1Vow9SOhug_Z\" rel=\"noopener noreferrer\" target=\"_blank\"> </a><a href=\"https://www.youtube.com/@RetireRightAus\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.youtube.com/@RetireRightAus</a></p><p><br></p><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href=\"https://www.retireright.com.au/get-help\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.retireright.com.au/get-help</a></p><p><br></p><p>Sign up to the Retire Right newsletter here:<a href=\"https://email.retireright.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://email.retireright.com.au/</a></p><p><br></p><p>🏡 Join the Retire Right facebook group:<a href=\"https://www.facebook.com/groups/retireright\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.facebook.com/groups/retireright</a></p><p><br></p><p>This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.</p>","author_name":"Glen James"}