{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9d054cf136d001219df4f/6a05515ed58f9c365b5f8baf?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"421 catch-up contributions, term deposits in super, Centrelink income trap + more","description":"<p>In this Q&amp;A Glen James and financial adviser Nathan Fradley chat about:</p><p><br></p><p>👉 catch up concessional contributions: how they work and the $500k super threshold</p><p>👉🏼 can you withdraw from super to get under $500k and put it back in?</p><p>👉🏽 term deposits inside super: are they safe?</p><p>👉🏾 does the government's $250k bank guarantee apply inside super?</p><p>👉🏿 how much to keep in super? $1M in super + $500k in shares at age 55</p><p>👉🏻 reportable super contributions and the Centrelink income test</p><p>👉🏽 how the ATI (adjusted taxable income) add-back impacts eligibility for Centrelink benefits&nbsp;</p><p>👉 is it a red flag if an investment fund is closed to new investors?</p><p><br></p><p>Subscribe to Retire Right on Youtube:<a href=\"https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&amp;si=zIMg1Vow9SOhug_Z\" rel=\"noopener noreferrer\" target=\"_blank\"> </a><a href=\"https://www.youtube.com/@RetireRightAus\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.youtube.com/@RetireRightAus</a></p><p><br></p><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href=\"https://www.retireright.com.au/get-help\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.retireright.com.au/get-help</a></p><p><br></p><p>Sign up to the Retire Right newsletter here:<a href=\"https://email.retireright.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://email.retireright.com.au/</a></p><p><br></p><p>🏡 Join the Retire Right facebook group:<a href=\"https://www.facebook.com/groups/retireright\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.facebook.com/groups/retireright</a></p><p><br></p><p>This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.</p>","author_name":"Glen James"}