{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62f9d054cf136d001219df4f/69df378ced496cd1ef4979d3?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"416 What to ask to avoid bad financial products & why some funds collapsed","description":"<p>In this episode, Glen and Vince Scully, Portfolio Manager from LifeSherpa Invest tackle one of the biggest questions in retirement planning: is your super actually safe? They touch on:</p><p><br></p><p>👉 how super is structured and protected</p><p>👉🏼 the three layers of a superfund</p><p>👉🏽 when SMSF investments go wrong and who's really to blame</p><p>👉🏾 why super fund failures happen: the Trio/Astara case explained</p><p>👉🏿 how the First Guardian and Shield collapse happened</p><p>👉 can we trust financial advice?</p><p>👉🏼 what to ask your adviser or fund to avoid fraud or bad products</p><p><br></p><p>Subscribe to Retire Right on Youtube:<a href=\"https://youtube.com/playlist?list=PLQW_VRWNC0jR1KQDXi5pcXwREjc0pde9L&amp;si=zIMg1Vow9SOhug_Z\" rel=\"noopener noreferrer\" target=\"_blank\"> </a><a href=\"https://www.youtube.com/@RetireRightAus\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.youtube.com/@RetireRightAus</a></p><p><br></p><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href=\"https://www.retireright.com.au/get-help\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.retireright.com.au/get-help</a></p><p><br></p><p>Sign up to the Retire Right newsletter here:<a href=\"https://email.retireright.com.au/\" rel=\"noopener noreferrer\" target=\"_blank\"> https://email.retireright.com.au/</a></p><p><br></p><p>🏡 Join the Retire Right facebook group:<a href=\"https://www.facebook.com/groups/retireright\" rel=\"noopener noreferrer\" target=\"_blank\"> https://www.facebook.com/groups/retireright</a></p><p><br></p><p>This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.</p>","author_name":"Glen James"}