{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/629d98cad435d300126b7044/6738b818d3a0091de212351e?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"5 Money Personalities: Which One Are You? (Expert Financial Advice) | Sharmila Puranik | #TGV618","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/629d98cad435d300126b7044/1746798343381-6b575539-9b2e-436d-8430-b76c60cdb5e3.jpeg?height=200","description":"<p>Are you tired of feeling like your money disappears the moment it hits your bank account? It's time to stop chasing paychecks and start building a legacy.</p><p>In this essential episode of&nbsp;<strong>The Guiding Voice</strong>, host Naveen Samala sits down with seasoned financial advisor&nbsp;<strong>Sharmila Puranik</strong>&nbsp;to demystify wealth creation. Whether you're a student, a mid-career professional, or planning for retirement, Sharmila breaks down the \"Financial Planning 101\" steps you need to take control of your future.</p><p><br></p><p><strong>In this episode, you’ll discover:</strong></p><ul><li>The&nbsp;<strong>Awareness + Discipline</strong>&nbsp;formula for guaranteed compounding.</li><li>Why \"Save First, Spend Later\" is the non-negotiable rule of wealth.</li><li>How to use the&nbsp;<strong>SMART process</strong>&nbsp;to set goals that you actually stick to.</li><li>A deep dive into the&nbsp;<strong>5 Money Personalities</strong>: Explorer, Planner, Happy-go-lucky, Giver, and Worrier.</li><li>Practical advice on building an emergency fund and choosing the right insurance.</li><li>How to avoid the \"herd mentality\" pitfall in investing (like Crypto and IPOs).</li></ul><p>Don't wait for \"someday\" to start your financial journey. The best time to start is right now.</p><p><br></p><p><strong>Connect with The Guiding Voice:</strong>&nbsp;Subscribe to simplify and amplify your journey to success.</p><p><br></p><p>#FinancialPlanning #WealthCreation #MoneyManagement #PersonalFinance #TheGuidingVoice #Investing #FinancialFreedom #SharmilaPuranik</p><p><br></p><h3><br></h3><h3><strong>Chapters &amp; Timestamps</strong></h3><ul><li><strong>00:00</strong>&nbsp;- Teaser: The Formula for Wealth Creation</li><li><strong>01:36</strong>&nbsp;- Guest Intro: Meet Financial Advisor Sharmila Puranik</li><li><strong>02:18</strong>&nbsp;- Rapid Fire Round 1: Tickling the Guest's Brain</li><li><strong>04:30</strong>&nbsp;- Sharmila’s Guiding Voice &amp; Success Mantras</li><li><strong>07:10</strong>&nbsp;- What Financial Planning 101 Really Means</li><li><strong>09:10</strong>&nbsp;- The \"More Money\" Misconception</li><li><strong>10:55</strong>&nbsp;- Setting SMART Financial Goals (Specific &amp; Measurable)</li><li><strong>14:35</strong>&nbsp;- How to Create Your Real-World Financial Plan</li><li><strong>16:10</strong>&nbsp;- The Golden Rule: Save First, Spend Later</li><li><strong>18:10</strong>&nbsp;- Navigating Debt and Liabilities</li><li><strong>21:20</strong>&nbsp;- Identifying Short, Mid, and Long-Term Goals</li><li><strong>25:30</strong>&nbsp;- Protecting Your Wealth: Emergency Funds &amp; Insurance</li><li><strong>27:30</strong>&nbsp;- The 5 Money Personalities: Which One Are You?</li><li><strong>34:10</strong>&nbsp;- Balancing Your Portfolio Based on Personality</li><li><strong>37:45</strong>&nbsp;- Avoiding \"Herd Mentality\" in Investing</li><li><strong>41:15</strong>&nbsp;- Rapid Fire Round 2: Billboards, Books, and Mentors</li><li><strong>44:15</strong>&nbsp;- Financial Advice for Young Investors</li><li><strong>46:40</strong>&nbsp;- Trivia: The Ancient Origins of Financial Planning</li></ul><p><br></p><p>Here is the guest’s LI profile:</p><p><a href=\"https://www.linkedin.com/in/sharmila-puranik/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/in/sharmila-puranik/</a></p><p><br></p><p><strong>CONNECT WITH THE HOST ON LINKEDIN:</strong></p><p>Naveen Samala: <a href=\"http://surl.li/tmksm\" rel=\"noopener noreferrer\" target=\"_blank\">http://surl.li/tmksm</a></p><p><a href=\"http://www.naveensamala.com\" rel=\"noopener noreferrer\" target=\"_blank\">http://www.naveensamala.com</a></p><p><br></p><p>If you'd like to contribute to our mission, please donate through PayPal</p><p><a href=\"https://paypal.me/NaveenSamla\" rel=\"noopener noreferrer\" target=\"_blank\">https://paypal.me/NaveenSamla</a></p><p><br></p><p>If you wish to become a productivity monk, enroll in this course:&nbsp;</p><p><a href=\"http://surl.li/tmksi\" rel=\"noopener noreferrer\" target=\"_blank\">http://surl.li/tmksi</a></p><p><br></p><p>TGV Inspiring Lives Volume 1 &amp; 2 are on Amazon:</p><p><br></p><p>Vol 2:&nbsp;</p><p>Notion Press:&nbsp;</p><p><a href=\"http://surl.li/tmkry\" rel=\"noopener noreferrer\" target=\"_blank\">http://surl.li/tmkry</a></p><p>Amazon UK: <a href=\"https://www.amazon.co.uk/dp/B0CQ2J7BM8\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.amazon.co.uk/dp/B0CQ2J7BM8</a></p><p><br></p><p>Vol 1: Kindle:</p><p><a href=\"https://amzn.eu/d/cKTKtyC\" rel=\"noopener noreferrer\" target=\"_blank\">https://amzn.eu/d/cKTKtyC</a></p><p><br></p><p>Paperback:</p><p><a href=\"https://amzn.eu/d/4Y1HAXj\" rel=\"noopener noreferrer\" target=\"_blank\">https://amzn.eu/d/4Y1HAXj</a></p><p><br></p><p>#TGV is available in Hindi &amp; Telugu:</p><p><a href=\"https://youtube.com/@tgvhindi\" rel=\"noopener noreferrer\" target=\"_blank\">https://youtube.com/@tgvhindi</a></p><p><a href=\"https://youtube.com/@tgvtelugu\" rel=\"noopener noreferrer\" target=\"_blank\">https://youtube.com/@tgvtelugu</a></p><p><br></p><p>Audio:</p><p><a href=\"http://surl.li/tmksp\" rel=\"noopener noreferrer\" target=\"_blank\">http://surl.li/tmksp</a>(#tgvhindi)</p><p><a href=\"http://surl.li/tmksx\" rel=\"noopener noreferrer\" target=\"_blank\">http://surl.li/tmksx</a> (#tgvtelugu)</p><p><br></p><p>FOLLOW ON X:</p><p>@guidingvoice</p><p>@naveensamala</p>","author_name":"Naveen Samala & Friends"}