{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/62822c55f7114f0012f2582a/6a75c4ace188bf946f61b387?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"The Psychology of Risk: Gráinne Murphy on Behavioural Science for Insurance","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/62822c55f7114f0012f2582a/1786385327200-ae663e69-f53b-4b4b-8dde-61a6d3497fc7.jpeg?height=200","description":"<p>In the latest episode, host Alex Bond sits down with Gráinne Murphy from Swiss Re's Risk Data Solutions to explore how behavioural science is reshaping insurance — from underwriting to claims to AI adoption.</p><p><br></p><p>A few highlights:</p><p><br></p><p>🔹 Why under-insurance persists — people consistently undervalue future risk against present-day cost</p><p>🔹 How behavioural science helps debias expert judgment in underwriting, especially for novel or high-volatility risks where data alone isn't enough</p><p>🔹 Why loss aversion is a far more powerful lever than statistics for getting people to buy insurance</p><p>🔹 Inside Swiss Re's AI transformation — how an \"AI champions network\" is driving real adoption and trust in AI tools</p><p><br></p><p>If you work in underwriting, pricing, or product — or you're just curious about the psychology behind why people buy (or don't buy) insurance — this one’s a must-listen.</p><p><br></p><p>#LeadershipInInsurance #InsurancePodcast #BehavioralScience #SwissRe #InsurTech #RiskManagement</p>","author_name":"Alex Bond"}