Christmas is a time of celebration, coming together, and also for reflection over the past 12 months. No doubt this has continued to be a tricky year for many, but it is so important to take the positives and to use them to build into your plan for the next 12 months.
Here are some highlights:
1. Understand your attitude around spending
2. Let go of perfection
3. Create evidence that you are good with money
4. Christmas should be about presence and presents
5. Make a Christmas Commitment
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