{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6031a3582e66d963c6fa1cf9/604d12c15302d21096bb5255?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"005: How I Paid Off My Student Loan Debt","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/6031a3582e66d963c6fa1cf9/1615663443242-451d6db433e0f8260dfa747f60a36c42.jpeg?height=200","description":"<p>Does it feel like you're being crushed by a pile of student loan debt that will never be paid off?</p><p>In this episode of Clocking In, we're discussing all things related to student loans and how I paid off my $36 thousand dollars of student loan debt in two and a half years. Listen in as I share what I did, what I'd do differently, and my advice to those currently making payments on their student loans.</p><p>Clocking In with Haylee Gaffin is produced and brought to you by&nbsp;<a href=\"https://gaffincreative.com/podcast-production/\" rel=\"noopener noreferrer\" target=\"_blank\">Gaffin Creative</a>, a podcast production company for creative entrepreneurs. Learn more about our services at&nbsp;<a href=\"https://gaffincreative.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Gaffincreative.com</a>, plus you’ll also find resources, show notes, and more for the Clocking In Podcast.</p><p><br></p><h3>Review the Show Notes<strong>W</strong></h3><p><strong>What Taking Out Loans Meant to Me </strong>(1:09)</p><p><strong>How I Paid Off Student Loans</strong> (6:30)</p><p>1. Researched how my loan provider worked.</p><p>2. Approach Spending with a No Spend Mindset</p><p>3. Throw most of my income at the student loans (50-75%)</p><p><strong>What I'd Do Differently&nbsp;to&nbsp;Pay&nbsp;Off&nbsp;My&nbsp;Loans</strong> (10:30)</p><p>1. Paid on school while I was in school.</p><p>2. Get educated on loans.</p><p>3. I wouldn’t have used the 6 month grace period.</p><p><strong>Advice for Creating a Repayment Plan </strong>(13:19)</p><p>1. Use a loan calculator to see how much you’ll pay for your loan.</p><p>2. Find out how much interest you’re gaining per day.</p><p>3. Consider consolidation.</p><p>4. Try a no-spend month</p><p><strong>Three Women I’m cheering for This Week </strong>(13:04)</p><p>Laylee Emadi</p><p>My Intern, Victoria</p><p>Katie Sirhan</p><p><strong>Links:</strong></p><p><a href=\"https://gaffincreative.com/\" rel=\"noopener noreferrer\" target=\"_blank\">gaffincreative.com</a></p><p><a href=\"https://gaffincreative.com/5-lessons-my-mom-taught-me-about-money/\" rel=\"noopener noreferrer\" target=\"_blank\">5 Lessons My Mom Taught Me About Money</a></p><p>Review the transcript at&nbsp;<a href=\"https://gaffincreative.com/how-i-paid-off-my-student-loan-debt\" rel=\"noopener noreferrer\" target=\"_blank\">gaffincreative.com/005</a></p>","author_name":"Haylee Gaffin, Growth Strategist for Podcast Hosts"}