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Cryptocurrency advocates often praise its decentralized nature, which promises to strip out intermediaries that both slow and function as a tax on private exchanges of goods and services. But even the most decentralized cryptocurrency still needs go-betweens in order to function for a mass consumer audience. Simply put, most consumers are willing to give a little on transparency and privacy in order to get more convenience and ease of access.
Even so, cryptocurrency should provide significant improvements in multiple venues, including international payments. Also, as Matthew Feeney notes, crypto-fueled alternatives to popular payment processing platforms could be a needed response to the rise of de-platforming and corporate censorship by tech giants like Apple and Google. However, to succeed, cryptocurrencies need to effectively respond to a wave of “double spend” attacks that exploit the dive in crypto prices over the past year for fraudulent ends.
What is a decentralized currency? How do consensus and virtuous behavior relate to cryptocurrency? What is the problem with intermediaries? Does crypto-technology have potential applications for anti-corruption schemes and programs? What is a double-spend attack? Does Alex Tabbarok possess mystical, prophetic gifts?
Should Cryptocurrencies Be Regulated like Securities?, written by Diego Zuluaga
The Future of Financial Services: Disintermediation, Decentralization: A Familiar Tune for Credit Unions?, speech delivered by Diego Zuluaga to Michigan Credit Union Economic Summit
Jordan Peterson is leaving Patreon, Should You?, written by Nicole Russell
The Future of Money, Free Thoughts Podcast
What’s in Your (Crypto) Wallet?, Building Tomorrow Podcast
Is Bitcoin the Future of Money?, Free Thoughts Podcast
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