{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/5e258fe519301e0e38434eca/65aa9a701c04db0017ebf22c?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Moral hazard: the dark heart of insurance (With Robert Hartwig)","description":"<p>Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Robert Hartwig, Associate Professor of Finance&nbsp;at the University of South Carolina. I this episode they discuss the concept of moral hazard in insurance. </p><p><br></p><p><br></p><p>In this episode we cover:</p><ul><li>What is meant by the term moral hazard.</li><li>The two forms of moral hazard.</li><li>How insurers protect themselves against moral hazard.</li><li>The other side of moral hazard, can it actually be a good thing as well?</li><li>Insurance as an enabler, providing a financial safety net for when risk goes wrong. </li><li>Links between moral hazard and the climate crisis.</li></ul><p><br></p><p>We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.</p>","author_name":"RPC - Law firm"}