{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/5cd31efb995459133c97ab7d/5efb840d63757e060be510c4?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Money Talks: Choosing a Professional ","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/5cd31efb995459133c97ab7d/1593543333034-6f870d253376c92f5fb39028afbc1305.jpeg?height=200","description":"<p><br></p><p><a href=\"https://www.finra.org/investors/learn-to-invest/choosing-investment-professional\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.finra.org/investors/learn-to-invest/choosing-investment-professional</a></p><p>Registered Financial Professionals</p><ul><li>Buy and sell securities for their customers, including individual investors. They are regulated by FINRA and the SEC.</li></ul><p>Investment Advisers</p><ul><li>Provide advice about securities tailored to the needs of their clients. They are regulated by the SEC or state securities regulators.</li></ul><p>Financial Planners</p><ul><li>Provide an array of financial services that vary from provider to provider. Regulation and licensing depends on the services offered.</li></ul><p>Insurance Agents</p><ul><li>Sell life, health and property insurance policies, and other insurance products, including annuities. They are regulated by state insurance commissions.</li></ul><p>Accountants</p><ul><li>Provide professional assistance with taxes and financial planning, tax reporting, auditing and management consulting. They are regulated by national and state licensing standards.</li></ul><p>Lawyers</p><ul><li>Offer legal assistance to clients related to financial planning and investment decisions, and may represent clients in disputes with firms or investment professionals. They are regulated by state bar associations.&nbsp;</li></ul><p><br></p><p><a href=\"https://www.investor.gov/home/welcome-investor-gov-crs\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.investor.gov/home/welcome-investor-gov-crs</a></p><p><br></p><p><a href=\"mymoney.gov\" rel=\"noopener noreferrer\" target=\"_blank\">mymoney.gov</a></p><p><br></p><p><a href=\"https://www.federalreserveeducation.org/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.federalreserveeducation.org/</a></p><p><br></p><p><a href=\"http://moneytalks.mpbonline.org/episodes/money-talks-unemployment\" rel=\"noopener noreferrer\" target=\"_blank\">http://moneytalks.mpbonline.org/episodes/money-talks-unemployment</a></p><p><br></p><p><a href=\"https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins/investor-0\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins/investor-0</a></p><p>Investor Bulletin: How to Select an Investment Professional</p><p>Choosing an investment professional is an important decision.&nbsp;This updated Investor Bulletin provides a few key tips to help you make a well-informed choice.&nbsp;A number of questions you should consider asking before you hire an investment professional are in the investor bulletin “Questions to Ask When Hiring an Investment Professional.”&nbsp;Should you have any questions, feel free to call Investor.org’s&nbsp;toll-free investor assistance line at 1-800-SEC-0330 or use the online question web form at <a href=\"https://www.sec.gov/oiea/QuestionsAndComments.html.\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.sec.gov/oiea/QuestionsAndComments.html.</a></p><p><br></p><p>Tip 1. Make sure the investment professional is licensed.</p><p>Tip 2. Find out if the products and services available are right for you.</p><p>Tip 3. Understand how you’ll pay for services and products, and how your investment</p><p>Tip 4. Ask about the investment professional’s experience and credentials.</p><p>Tip 5. Ask the investment professional if he or she has had a disciplinary history with a government regulator or had customer complaints.</p><p><br></p><p><a href=\"https://www.usa.gov/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.usa.gov/</a></p>","author_name":"MPB Think Radio"}