{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/5cd2c5f7a6620c474d62a136/69c8a915119926ec10c4ca7b?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Neobanks, Subscriptions, and Trust: Who Can Win in the U.S. Market?","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/5cd2c5f7a6620c474d62a136/1774758114509-96a40aa5-5fc5-4f7d-ba97-696bf7d2b60a.jpeg?height=200","description":"<p>With a record number of companies vying for US bank charters, it’s crucial to understand the driving forces behind this surge. The regulatory environment is more welcoming than ever, allowing fintechs to innovate and meet the needs of consumers who feel underserved by traditional banks.&nbsp;&nbsp;</p><p><br></p><p>But it's not just about quantity; it’s about quality. In a saturated market, how can these new entrants provide real value that stands out? It's all about solving real problems and creating unique offerings that resonate with consumers. Keep an eye on companies that understand the nuances of the market and can adapt their strategies.&nbsp;</p><p><br></p><p>What’s your take? Tune in and hear the take from Tiffani Montez and David Penn, in the latest episode of One Vision Podcast, hosted by Theodora Lau.</p><p><br></p><p>00:00 Underserved Banking Opportunity</p><p>14:44 Life Stage Subscriptions</p><p>15:54 Niche Neobanks Strategy</p><p>16:28 Who Will Win</p><p>18:21 Incumbents Reaction</p><p>20:09 Pressure To Modernize</p><p>21:25 Rethinking Bank Models</p><p>22:33 Trust And Charters</p><p>24:36 Next 12 Months Outlook</p><p><br></p><p><br></p><p><strong>Hot take:</strong> “We don’t need more banks. We need better banks.” Tiffani Montez</p><p><strong>Hot take: </strong>“The sky is getting darker.” David Penn</p><p><br></p><p><strong>Keywords</strong>: Fintech, Financial Inclusion, Neobank, Open Banking&nbsp;</p><p><br></p><p>#Fintech #neobank #AI #Financialinclusion&nbsp;</p><p><br></p><p><br></p><p><strong>More about our guests&nbsp;</strong></p><p><br></p><p>🌐Tiffani Montez on <a href=\"https://www.linkedin.com/in/tiffani-montez-b794283/\" rel=\"noopener noreferrer\" target=\"_blank\">LinkedIn</a>: <a href=\"https://www.linkedin.com/in/tiffani-montez-b794283/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/in/tiffani-montez-b794283/</a>&nbsp;</p><p>🌐David Penn on <a href=\"https://www.linkedin.com/in/david-penn-25431313/\" rel=\"noopener noreferrer\" target=\"_blank\">LinkedIn</a>: <a href=\"https://www.linkedin.com/in/david-penn-25431313/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/in/david-penn-25431313/</a>&nbsp;</p><p><br></p><p><strong>More about our host and One Vision Podcast&nbsp;</strong></p><p>🌐Theodora Lau on <a href=\"https://www.linkedin.com/in/theodoralau/\" rel=\"noopener noreferrer\" target=\"_blank\">LinkedIn</a>: <a href=\"https://www.linkedin.com/in/theodoralau/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.linkedin.com/in/theodoralau/</a>&nbsp;</p><p>🌐Banking on (Artificial) Intelligence (book): <a href=\"https://www.bankingonaibook.com/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.bankingonaibook.com/</a>&nbsp;</p><p>🌐Unconventional Ventures (company): <a href=\"https://www.unconventionalventures.com/\" rel=\"noopener noreferrer\" target=\"_blank\">https://www.unconventionalventures.com/</a>&nbsp;</p><p>🌐Listen to all One Vision Podcast episodes by visiting: <a href=\"https://shows.acast.com/one-vision\" rel=\"noopener noreferrer\" target=\"_blank\">https://shows.acast.com/one-vision</a>&nbsp;</p><p><br></p><p><br></p><p>**</p><p><br></p>","author_name":"Theodora Lau"}