{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/5aa1e2c209689f487cfd5172/6a6d1dedc7cc27169d10475e?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Gifted Down Payments - are they allowed?","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/5aa1e2c209689f487cfd5172/1785536157642-4a7711a8-33f9-430e-b237-d00ceade0d28.jpeg?height=200","description":"<p><strong><em>Contact Marko Gelo, he's a Mortgage Broker!</em></strong></p><p><strong><em>604-800-9593 cell/text Vancouver</em></strong></p><p><strong><em>403-606-3751 cell/text Calgary</em></strong></p><p><strong><em>Call Marko via</em></strong><a href=\"https://call.whatsapp.com/voice/lmPH3Z6qe133siBYvTghHb\" rel=\"noopener noreferrer\" target=\"_blank\"><strong><em> WhatsApp</em></strong></a></p><p><a href=\"https://homefinancingsolutions.ca/\" rel=\"noopener noreferrer\" target=\"_blank\"><strong><em>homefinancingsolutions.ca</em></strong></a></p><p><br></p><p>If family is helping with your down payment, timing matters more than you'd think. Most people don't know that gifted funds sitting untouched in your account for 90 consecutive days are no longer treated as a gift at all — they become your own money in the eyes of your lender. That distinction can open up mortgage programs a fresh gift wouldn't qualify for, and it's just one of several rules worth knowing before you rely on family funds. In this episode, I broke down the full picture — who can gift you money, how much paperwork is really required, and what happens when funds come from abroad.</p><p><br></p><h2><a href=\"https://homefinancingsolutions.ca/blog/\" rel=\"noopener noreferrer\" target=\"_blank\">CLICK HERE</a> to be redirected to the blog version of this episode.</h2><p><a href=\"https://www.youtube.com/@mortgagenomicscanadapodcast\" rel=\"noopener noreferrer\" target=\"_blank\">CLICK HERE</a> to be redirected to Mortgagenomics Canada Podcast YouTube Channel</p><p><a href=\"https://www.mccapp.ca/app/marko-gelo2?_branch_referrer=H4sIAAAAAAAAA02MSwvCMBCEf01ys8XUkxBEEKUHb97LNlma0rzIo1F/vclN2FlmhuFTKfl47nsjhAALcgVr0gLed016tVt/IewEusAnThLRt46nkJHWXmLckvNTDpqrhiLDlbB7vVJKV6GNIqDmauo3EDZ3WFA7RtgQlSsvfKfR+pyoAONhXSyv0+lvSIUCa1HzgjMVOSZnMIySP4vav/Njx9vxBxLMgwjGAAAA#showTextInput\" rel=\"noopener noreferrer\" target=\"_blank\">CLICK HERE</a> to download Marko's award-winning Mobile Mortgage App!</p>","author_name":"Mortgagenomics Canada"}