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Adulting Millennials PH
72. Should I save or should I invest?
If you have short-term financial goals or need access to your funds in the near future, saving may be the best option for you. Saving is generally low-risk and provides a safe place to store your money.
On the other hand, if you have long-term financial goals and are comfortable taking on some risk, investing may be a better option. Investing can help you grow your money over time, but it comes with the risk of losing some or all of your money. It's important to do your research and understand the potential risks and rewards before investing.
Ultimately, a balanced approach to both saving and investing is often recommended. You may want to consider setting aside some money for short-term savings goals, while also investing in a diversified portfolio of stocks, bonds, or other assets for long-term growth. It's always a good idea to consult with a financial advisor who can help you develop a personalized plan based on your individual financial goals and circumstances.
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