Keep The Change

Recently Generate Wealth went out and surveyed 500 people on investing & kiwisaver, so today we're sitting down with Nathan Stanners to summarise 5 of the key themes that get in the way of New Zealanders building wealth. Nathan's worked with over 1,000 New Zealanders as an advisor, seeing whats actually working for everyday Kiwis. Find Nathan: https://linkedin.com/in/nathan-stanners-generatekiwisaver/ https://generatewealth.co.nz Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

What if 2027 is a year of rising interest rates? Could you budget cope? Let's get ready BEFORE it is reality. Don’t build your household finances around the assumption that a political party, a Reserve Bank or a new calendar year is coming to save you. 2027 could be much the same as 2026. Be ready!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

Kiwis are awash with debt, buy now pay later, credit cards, vehicle finance, store cards and thats before we even talk about mortgages or student loans. Today we're diving into what these forms of debts are, what you need to be careful of and how you could get yourself out of it. Sign up to Money Mail for free weekly emails to improve your finances: https://www.keepthechange.co.nz/moneymail Follow on Instagram for more content: https://www.instagram.com/keepthechange_nz

A couple months ago I sat down with Amy from Guardian Financial Planning to help build out a rough financial plan for myself, including some of my beliefs around money, today we're doing part two of that session diving further into the topic. Enjoy! If you missed part one, you can watch it here: https://www.youtube.com/watch?v=c-mb9TPldY0&t=1371s Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

I stopped for the same coffee at two different cafés. Café #1 charged me $5.50. Café #2 charged me $6.50. These two cafés are less than 200m apart. So how can two businesses, selling essentially the same product within a couple of hundred metres of each other, have nearly a 20% difference in price? Very easily, let's explore!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

Iyia has built multiple successful ecommerce businesses of her own over the years before shifting towards teaching others how to do the same, today she's on the podcast to share whats working in the world of ecommerce not only for herself, but her students too. Find Iyia: https://www.instagram.com/iyialiu Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

Did you know: In 2022, the S&P 500 dropped 19.44%. It actually plunged nearly 27% from its peak before recovering slightly toward December. Could you stomach that volatility? Becasue plenty of my DMs seem to think that they can't get beat when investing. Are we getting too confident?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

Darren's not your typical bakery owner, he loves the warriors, uses social media to promote his business and sells his pies for close to double what other bakeries do, and importantly, its working well for him. In this episode we're breaking down exactly how he's done it and what he's learnt along the way about the restaurant/cafe business, content, and what he'd do if he was starting over again today.Find Darren:https://www.instagram.com/dazzas_cooked/https://ashbypies.co.nz/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

I remember my first job. I was about 12 years old, riding around on a one-speed BMX delivering junk mail. New World coupon books were always a test on how many the back and backpack could hold at one time before I needed to reload. I made a video going through all the different jobs I've had and how my income has changed over my lifetime. Something magic happens in the comments when you start talking about your first job or first wage! People start sharing their first job. So what was yours?Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/