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So Money with Farnoosh Torabi
889: Ramona Ortega, Founder and CEO of My Money My Future
"Money has always been something that you struggle with, right? I always say, money wasn’t something that we managed in our home. It was something we didn’t have, right? When we talked about money, it was always for my deprivation on place. It was always about how do we get more? How do we hustle with what we have?” Our guest today is Ramona Ortega, Founder and CEO of My Money My Future, Mi Dinero Mi Futuro. It's a mission-driven financial technology company that empowers Latinas to manage their money with confidence and the company creates culturally-relevant financial content that connects their audience to curated financial products. One of the most important aspects of personal finance is that it's personal. There's no such thing as a one-size-fits-all approach and that's especially true when it comes to teaching different communities and cultures about personal finance. Ramona is making waves in the world of personal finance, by helping the Latino community gain access to important financial education. She built the company as a solution to an overarching problem in our community, which is the fact that the community doesn't have access to quality and trustworthy financial advice. Through her grit and determination, she built the company step-by-step fundraising, applying to accelerators, overcoming numerous obstacles along the way. Ramona and I talked about as you just heard, her childhood, growing up poor, her role as a single mother and entrepreneur. How does she do it all? Tune in.
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1663: First-Gen Finances and Overcoming Survivor’s Guilt with Jannese Torres
34:39Jannese Torres is an award-winning Latina money expert. She became an accidental entrepreneur after a job loss inspired her to turn her food blog into a six-figure business. Throughout the years, her passion for entrepreneurship led her to notice a gap in the conversation around money. Her debut book, Financially Lit, offers culturally relevant and relatable personal finance advice to make you feel seen, heard and understood. Whether it’s the guilt you feel from being the first person to “make it” while members of your family are still struggling or the way financial trauma manifests itself in negative and limiting beliefs around money, Torres is here to guide you through it all. Check out Jannese's first interview on So Money.1662: Ask Farnoosh: Major Credit Card Debt and Career Indecision (Should I Quit?)
31:19Registration for Farnoosh's investing workshop closes soon. Secure your spot here.This week: Helping a listener who's overwhelmed by credit card bills; Should a listener quit her job if she is the breadwinner? And should another listener take an early retirement package if they still need to make money?1661: Webby Winning Podcast with Michelle Buteau, Star of Netflix's Survival of the Thickest
35:02So Money has officially won the 2024 Webby for BEST LIVE EPISODE RECORDING with comedian, actress and author Michelle Buteau. Relive the magic of that episode today, as Michelle shares her struggles and wins, rising through the world of show business and comedy. Learn about her investments, savings strategies and financial hopes for her two children. (This episode aired originally on August 21, 2023)1660: Money & Divorce: The Case for 50/50 Shared Parenting
33:48In her new book The 50/50 Solution, creator of the Wealthy Single Mommy community Emma Johnson showcases the robust research proving that, in the vast majority of cases, equal timesharing is the best outcome for everyone in a family where the adults no longer live together. The 50/50 Solution will show you that equal parenting time leads to better physical, emotional, and mental health for children of divorce, higher career earnings for single mothers, fathers who are more engaged and whose rights as parents are preserved and far less parental and legal conflict.1659: Ask Farnoosh: I'm Debt-Free! Should I Still Have Credit Cards?
26:20Register for Farnoosh's Investing Masterclass on April 29Prospective Authors: Join Farnoosh at Book to Brand in NYC - few seats left!Join the Waitlist for the So Money Members ClubToday's show: The benefits of credit cards, recommended stock portfolio allocations and resources for helping kids learn about money. Plus: How to execute a Roth IRA?1658: Defining Enough, Smart Investments and Raising Grounded Kids with Carl Richards
44:28Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, which appeared weekly for a decade in The New York Times. He is the author of The Behavior Gap and host of the new podcast 50 Fires (I'm a guest!). We cover a range of complex financial topics in this episode from "enoughness" to finding meaning in your career and making investments that are "worth it."Listen to Carl's previous appearance on So Money.1657: Creating More Financial Security With a Portfolio Life
35:43My career has never been this ONE thing, and I sometimes worry that it seems like I’m scattered. My guest today wants us all to feel validated and secure in pursuing multiple pursuits simultaneously. Christina Wallace is the author of The Portfolio Life, in which she shares how we can develop an identity that is so much broader than just how we monetize our time today. Christina is also a Senior Lecturer at Harvard Business School, where she teaches entrepreneurship and leads the HBS Startup Bootcamp. She is also the co-founder of Nothing Ventured Productions, where she and her co-founders provide access to micro-investments in Broadway theatre. Christina and I will talk more about investing in theatre, crafting your portfolio life, and the applications of AI in our daily lives.1656: Ask Farnoosh: House Rich, Cash Poor. Should I Sell? (Encore)
28:41This episode originally aired on March 8, 2024.Learn more about Farnoosh's private book workshop Book to Brand here.This week: Questions about how much is 'enough' to store in a checking account versus a savings account, the pros and cons of 529 prepaid college tuition plans, and whether a listener should sell her home if the equity can provide her family with more financial flexibility.1655: Loud Budgeting, Gen X Finances and More with Stephanie Vaught (Encore)
38:43We're exploring Loud Budgeting, a financial trend that originated on TikTok. How does it work? Is it a good strategy for everyone?Guest Stephanie Vaught is the founder of Social Money Finance, a personal finance company specializing in helping Gen X women make empowered financial decisions. She is also the co-founder of The Creators' Nest in Detroit, MI.This episode originally aired on Feb 14, 2024.