Is it really possible to pay a huge debt with Php 20k income? For FREEBIES, go to <a href="http://bit.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">bit.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and @janinemariel_

83. Paying 400k Credit Card Debt with Php 20k salary. Kaya ba?

As I celebrate 27 years of life, I find myself reflecting on the journey that brought me here. To our younger selves: you are stronger than you realize, more capable than you give yourself credit for, and more deserving of love and kindness than you may believe. Embrace your mistakes as lessons, your setbacks as opportunities for growth, and your dreams as worthy pursuits. Trust in your intuition, cherish your relationships, and never underestimate the power of resilience and perseverance. Life will test you, challenge you, and sometimes even break you, but remember, it's in the mending that you find your strength. So, hold on to hope, stay true to yourself, and keep moving forward, for the best is yet to come. For FREEBIES, go to <a href="http://bit.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">bit.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and @janinemariel_

82. Things that I would say to my younger self (as someone who just turned 27!)

Dream big, set goals, take action, and keep showing up for yourself. For FREEBIES, go to <a href="http://bit.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">bit.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and @janinemariel_

81. Just Goal Digger Things

From setting achievable goals to smart investing and securing your future, this bite-sized episode provides practical insights and tips. Tune in for a roadmap to financial success and gain the confidence to navigate your financial journey. For FREEBIES, go to bit.ly/AdultingMillennialsph Follow us on Instagram: @adultingmillennialsph and@janinemariel_

80. Why is Financial Planning Important?

Credit cards themselves are not inherently bad, but how they are used can influence their impact on your financial health. When used responsibly, credit cards offer benefits such as convenience, rewards, and the opportunity to build a positive credit history. However, if mismanaged, credit cards can lead to high-interest debt, negatively impacting your finances. For FREEBIES, go to <a href="http://bit.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">bit.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and @janinemariel_

79. Debunking Credit Card Misconceptions

For FREEBIES, go to bit.ly/AdultingMillennialsph Follow us on Instagram: @adultingmillennialsph and@janinemariel_ To learn more about Camella's journey, visit https://bit.ly/CamellaxPNA, and follow Camella's official social media pages on Facebook, Instagram, and TikTok to stay updated and be a part of the Camella story.

78. Investing in an Environment that Nurtures your Personal Growth

Building healthy habits is the key to a happier and more productive life. In this podcast episode, we’ll share bite-sized insights and actionable tips to help you cultivate positive routines effortlessly. From morning rituals to mindful practices, join us in creating a lifestyle that fosters well-being, resilience, and lasting change. Elevate your habits, transform your life—tune in for quick dose of inspiration on your journey to a healthier you. For FREEBIES, go to b<a href="it.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">it.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and@janinemariel_

77. Building Healthy Habits

Learning from life lessons is invaluable as it provides opportunities for personal growth and development. These lessons often come from experiences, challenges, and successes, shaping our perspectives and influencing future decisions. Reflecting on life lessons can lead to greater self-awareness, resilience, and the wisdom to navigate future endeavors more effectively. For FREEBIES, go to bit.ly/AdultingMillennialsph Follow us on Instagram: @adultingmillennialsph and @janinemariel_

76. 2023 Life Lessons (A Year In Review)

We always come to a point in our lives when we want to take things slow. Because of the culture of 'hustle' that many of us millennials are abiding by today, it becomes stressful and pressuring for us to achieve our dreams, our goals in a specific point in our lives. There are set expectations and deadlines that we are rushing to achieve but sometimes, it's okay to zoom out and take a pause. We can continue to follow through with our career path, even in the midst of 'chilling out' for a bit and slowing down because we have our own paths and timelines. ---To monetize your podcast, head on to <a href="https://podmetrics.co/" rel="noopener noreferrer" target="_blank">Podmetrics</a> and register to create an account. To support our show, don’t forget to type in the referral code: AdultingMillennialsPH For FREEBIES, go to <a href="http://bit.ly/AdultingMillennialsph" rel="noopener noreferrer" target="_blank">bit.ly/AdultingMillennialsph</a> Follow us on Instagram: @adultingmillennialsph and @janinemariel_ Instagram: @gotymebankFacebook: @gotymebankTikTok: @gotymebankWebsite: <a href="http://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank">www.gotyme.com.ph/</a>

75. Adulting: Everything, Everywhere, All at once (Work and Life)

Hi! This is Janine and welcome to Adulting Millennials PH! This is a podcast where we talk about lifestyle and adulting, here in the Philippines. 🇵🇭

You can also listen to this podcast on Anchor: https://anchor.fm/adultingmillennialsph

For free financial planning, Click "book a discovery call" in our link: bit.ly/AdultingMillennialsph