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From Overwhelmed to in Control: Your 1% Money Reset
Are You Avoiding Your Finances? Straight-Talking Advice That Puts You Back in Control with Hilary Carden
In this episode, weâre joined by straight-talking financial adviser Hilary Carden, who cuts through the noise and gets real about money.
If your finances feel overwhelming, confusing, or something you keep putting off â this conversation is exactly what you need.
Hilary shares practical, no-nonsense advice to help you understand where you are, take back control, and start making confident decisions about your money.
Because just like everything in life⌠small steps make a big difference.
- Why so many people avoid looking at their finances
- The first step to getting back in control (and itâs simpler than you think)
- Understanding whatâs coming in vs going out
- Why clarity is more powerful than complexity
- Common mistakes people make with money
- How to start planning for the future without feeling overwhelmed
- The importance of taking responsibility for your financial life
- Avoidance makes everything worse â awareness is the first step
- You donât need to know everything â just start where you are
- Clarity creates control â know your numbers
- Small changes add up â consistency beats big gestures
- Your money decisions shape your future â be intentional
If your finances feel out of control, start here:
- Look at your bank account (no judgement)
- Write down whatâs coming in and going out
- Identify one small change you can make this week
- Set a regular âmoney check-inâ time
Simple. Powerful. Life-changing.
Money impacts every part of your life â your stress levels, your choices, your freedom.
When you feel in control of your finances, everything else feels lighter.
Find out more about Hilary Carden and her straight-talking approach to money https://cardens.co.uk/
If this episode resonated:
- Share it with a friend whoâs been avoiding their finances
- Follow the podcast for more simple, powerful life shifts
- Leave us a review â it helps more women take that first step
A big thank you to Pixabay for providing our intro and outro
music, "Inspirational Background" by AudioCoffee.
Ann & Sally
xx
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39. This Simple Shift Will Change How You Eat Forever
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37. Why Your Running Feels Hard
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36. Sleep
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35. Ageing Wonderfully Well with Jo Blackwell
41:08||Season 1, Ep. 35Ageing Wonderfully Well with Jo BlackwellWhat if midlife was something to look forward toânot fear?In this episode, Jo Blackwell, founder of The Midlife Movement, shares a fresh and empowering perspective on ageing well. We explore how to reframe midlife as a time of growth, opportunity, and renewed purposeârather than decline.Jo talks about the importance of mindset, movement, and small daily habits, as well as navigating identity shifts and creating a life that feels truly aligned in this next chapter.If youâre ready to challenge outdated beliefs about ageing and start embracing whatâs possible, this episode is for you.Here are lots of ways to learn more about Jo and her work:Ageing Wonderfully Well: the Good News about Midlife and Growing Older: https://mybook.to/PBpodREAD THE BLOG: https://joblackwellmidlifeandbeyond.substack.com/Listen to the Podcast:https://tr.ee/VQMBWZWatch on YouTube: https://tr.ee/byxjSSFollow on:Instagram: https://tr.ee/XHvI9IPinterest: https://tr.ee/p68nL9Visit Jo's Shop: https://tr.ee/i52OhKwww.joblackwell.co.uk www.themidlifemovement.com Join the 1% Happier & Healthier CommunityOn a similar journey? Want to share your story and connect withothers making positive changes? Join our private 1% Happier & Healthier Facebook and follow us on Facebook 1% Happier and HealthierCommunity for encouragement, tips, and real talk.đŠ Email us at hello@1percentandhealthier.co.uk to request an invite!đ§ Thanks for Listening!If you enjoyed the episode, donât forget to subscribe, share with a friend, and leave a review â it helps others discover the show and join the 1% movement!A big thank you to Pixabay for providing our intro and outromusic, "Inspirational Background" by AudioCoffee.Ann & SallyxxStay Connected with UsFollow us on Instagram: @happierandhealthier__Have questions or want to join our Facebook community? Reach outto us at hello@1percenthappierandhealthier.co.uk
34. Menopause Explained: Symptoms, Support & Solutions
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33. Can Women Really Have It All?
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32. Celebrating our 50th Episode
11:31||Season 1, Ep. 32Celebrating 50 episodes50 episodes. Over 30 incredible guests. Hundreds of life-changing insights.In this special milestone episode, we reflect on the most powerful lessons, habits, and mindset shifts shared across our journey so far.From sleep and nutrition⌠to mindset, movement, nervous system regulation and everything in between â this is your ultimate highlight reel of what it really takes to feel happier, healthier, and more like you.If youâve ever wondered where to start â this is it.đĽ What Youâll LearnWeâve distilled the very best advice from our expert guests into simple, actionable takeaways you can start using today:đ§ MindsetYou are not your thoughtsWhat you tell yourself matters â your brain is always listeningSmall shifts in thinking create big shifts in feelingđą Habits & ConsistencyYou donât need to overhaul your life â just improve it by 1%The magic is in daily repetition, not perfectionTiny habits compound into massive changeđ´ Sleep & RecoverySleep is the foundation of everything â mood, energy, performanceYour evening routine shapes your next dayRest is productive, not lazyđ Nutrition & AlcoholHow you fuel your body directly impacts how you feelAlcohol may be quietly affecting your energy, mood, and clarityAwareness is the first step to changeđ§ Nervous System & StressYour body is constantly asking: âAm I safe?âBreathwork is one of the fastest ways to regulate your systemSlowing down is often the key to moving forwardđ MovementMovement doesnât need to be extreme to be effectiveConsistency beats intensityFind something you enjoy â and keep showing upđĄ The Biggest TakeawaysAcross every conversation, a few truths kept coming up:There is no one-size-fits-all approachThe basics work â and they work really wellYou donât need more information⌠you need more implementationFeeling better is available to you â starting with small stepsđ A Thank YouTo every guest who has shared their wisdomâŚAnd to every listener who has taken even 1% actionâŚThis milestone is because of you.đ A Question to Reflect Onđ Whatâs the one thing youâve learned⌠that youâre still not doing?Because the next level isnât about knowing more âItâs about living what you already know.đ Whatâs NextWeâre just getting started.More conversations.More tools.More ways to help you become 1% happier and healthier â every single day. Join the 1% Happier & Healthier CommunityOn a similar journey? Want to share your story and connect withothers making positive changes? Join our private 1% Happier & Healthier Facebook and follow us on Facebook 1% Happier and HealthierCommunity for encouragement, tips, and real talk.đŠ Email us at hello@1percentandhealthier.co.uk to request an invite!đ§ Thanks for Listening!If you enjoyed the episode, donât forget to subscribe, share with a friend, and leave a review â it helps others discover the show and join the 1% movement!A big thank you to Pixabay for providing our intro and outromusic, "Inspirational Background" by AudioCoffee.Ann & SallyxxStay Connected with UsFollow us on Instagram: @happierandhealthier__Have questions or want to join our Facebook community? Reach outto us at hello@1percenthappierandhealthier.co.uk